| Founded: | Account Currencies |
| 2016 | USD, EUR, and GBP |
| Trading Instruments: | Trading Platforms: |
| Forex, Commodities, Stocks, Indices, Metal Trading | MT4, Web Trader, Mobile App |
| Funding Methods: | Regulation: |
| credit/debit cards, Visa, Mastercard, wire transfers, various e-wallets | CySEC |
| Max Leverage: | Min Deposit: |
| 1:500 | $100 |
Fees, Spreads, and Commissions
101Investing follows a spread-based, commission-free pricing model, meaning traders do not pay separate commissions on trades. Instead, trading costs are included within the spreads, which vary depending on the account type and market conditions.
Spreads typically start from around 0.7 pips on standard accounts and can go as low as 0.3 pips on higher-tier accounts (like Platinum), making them relatively competitive for CFD trading.
In addition to spreads, traders may encounter swap (overnight) fees for holding positions and inactivity fees if the account remains unused for a period.
Deposits and Withdrawals
Minimum Deposit and Account Types
101Investing offers several account types, including Silver, Gold, Platinum, and Pro accounts, along with a demo account for practice.
The minimum deposit is typically around $250, although some sources suggest it may start from $100 depending on region or conditions.
The Silver account is the basic option, while Gold and Platinum provide better trading conditions and perks like swap discounts, and the Pro account is designed for professional traders with higher requirements.
Global Regulation
101Investing was operated by FXBFI Broker Financial Invest Ltd and was regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 315/16, which is a recognized EU regulator providing investor protection under MiFID II rules.
However, there are serious concerns about its regulatory status over time. Some reports indicate issues such as license verification problems, regulatory penalties, and even the eventual closure of operations around 2022, with the company reportedly giving up its license.
Safety Beyond the Trade
101Investing implemented several safety measures such as client fund segregation, ensuring that traders’ funds were kept separate from company accounts. It also followed KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations to maintain secure and compliant transactions.
Under its CySEC regulation, clients were previously eligible for investor compensation schemes and benefited from strict EU compliance standards, including negative balance protection.
However, due to its regulatory issues and reported closure, these protections may no longer be reliable or active.
