101Investing is an online CFD (Contract for Difference) broker operated by FXBFI Broker Financial Invest Ltd, based in Cyprus. It offers trading in multiple financial markets, including forex, stocks, indices, commodities, and cryptocurrencies, with access to over 250+ trading instruments.
The broker primarily uses the MetaTrader 4 (MT4) platform and provides tools for manual and automated trading, along with educational resources for traders.
While 101Investing has claimed regulation under CySEC, some sources raise concerns about its regulatory status and past issues, so traders are advised to verify details and proceed with caution.
| Founded: |
2016 |
| Regulation |
CySEC |
| Trading Instruments |
Forex, Commodities, Stocks, Indices |
| Minimum Deposit |
$100 |
| Funding Methods: |
Credit/Debit Card, Visa, E-Wallet |
| Max Leverage: |
1:500 |
| Account Currencies |
USD, EUR, and GBP |
| Trading Platforms: |
MT4, mobile app |
Fees, Spreads, and Commissions
101Investing uses a spread-based pricing model. Traders do not pay separate commissions. The broker includes all trading costs within spreads.
Spreads vary based on account type and market conditions. They start from around 0.7 pips on standard accounts. Higher-tier accounts, like Platinum, offer spreads as low as 0.3 pips.
Traders may also pay swap (overnight) fees for holding positions. The broker charges inactivity fees if the account stays unused for a certain period.
Deposits and Withdrawals
101Investing supports multiple payment methods. These include bank transfers, credit/debit cards, and e-wallets like Skrill and Worldpay.
Deposits are usually free and often processed instantly. Bank transfers may take a few days.
The broker processes withdrawals within one business day. However, banks may take extra time to deliver funds.
101Investing usually does not charge deposit or withdrawal fees. In some cases, fees may apply, such as for low activity or small withdrawals.
Minimum Deposit and Account Types
101Investing offers several account types. These include Silver, Gold, Platinum, Pro, and a demo account.
The minimum deposit is typically around $250. In some regions, it may start from $100.
The Silver account suits beginners. Gold and Platinum accounts offer better trading conditions and perks like swap discounts. The Pro account targets professional traders with higher requirements.
Global Regulation
FXBFI Broker Financial Invest Ltd operated 101Investing. CySEC regulated the broker under license number 315/16.
CySEC is a recognized EU regulator. It provides investor protection under MiFID II rules.
However, concerns exist about its regulatory history. Reports mention license issues, penalties, and operational closure around 2022. The company reportedly gave up its license.
Safety Beyond the Trade
101Investing applied several safety measures. It kept client funds separate from company accounts.
The broker followed KYC and AML rules. These steps helped ensure secure and compliant transactions.
Under CySEC regulation, clients qualified for compensation schemes. They also received negative balance protection.
However, due to regulatory issues and closure reports, these protections may no longer apply.
Trading Platforms and Tools
101Investing mainly offers MetaTrader 4 (MT4). The platform works on desktop, web, and mobile devices.
MT4 includes advanced charts, 30+ indicators, multiple order types, and real-time data. Both beginners and experienced traders can use it.
The platform supports automated trading through Expert Advisors. It also includes one-click trading, price alerts, and trade history tools.
Customer Support
101Investing offers customer support through multiple channels, including email, phone, live chat, and a contact form on its website, making it accessible for traders who need assistance. However, support is generally available only during weekdays and not 24/7, which may be a limitation for global users. While some traders report satisfactory responses, many reviews highlight delays in communication and inconsistent service quality. Overall, the customer support experience is considered average, with room for improvement in responsiveness and reliability.
Do not trust these people with a penny…
Do not trust these people with a penny of your money, they blew my trading account with reckless strategy and are now refusing to return the upfront deposit of $45,413. The support channels are an absolute joke. Nothing but thieves.